As the 2026 cycle begins, investor behavior is revealing a more selective return to digital assets rather than a broad-based rally. While overall capital flows into digital asset funds in 2025 remained below 2024 levels, XRP funds have emerged as a standout, recording a sharp surge in investment inflows.
XRP Funds Records 500% Yearly Surge in Investment Inflows
A new report from CoinShares has shown that XRP funds ended 2025 with a 500% increase in yearly investment inflows, making it one of the strongest performers in terms of capital growth over the past year.
According to the report, XRP funds generated $3.7 billion in inflows, surpassing Solana funds, which raised $3.6 billion in 2025. Furthermore, it outperformed all other altcoin funds in percentage gains, which saw a decline in investor sentiment with a 30% dip year-on-year.
Interestingly, XRP’s remarkable performance over the past year can be attributed to the approval of multiple spot ETFs tied to the token. These funds achieved an outstanding performance in 2025, recording not a single outflow since their debut on November 14. It is worth noting that XRP ETFs emerged as one of the fastest ETF products in the U.S. to reach the $1 billion AuM milestone, achieving the feat in just 4 weeks of trading.
Crypto Funds Close 2025 Below 2024 Levels
XRP’s inflow growth comes against a mixed backdrop for digital investment products. Total assets under management across crypto funds ended 2025 at levels below those seen in 2024. According to the report, digital asset investment products ended the year with global inflows totalling $47.2 billion, which is below 2024’s $48.7 billion, reflecting caution among institutional investors.
Macroeconomic uncertainty, tighter financial conditions, and uneven regulatory progress weighed on capital allocation throughout the year. While sentiment improved toward the end of 2025, fund flows did not fully recover to prior highs.
Meanwhile, Bitcoin funds experienced a devastating pullback, with a 35% decline in flows, bringing its total inflows to $26.9 billion throughout the year. Ethereum, on the other hand, saw the most significant gains, with a 138% year-on-year increase and inflows totaling $12.7 billion. Further, digital assets have started the year on a high note, bringing in $671 million as of January 2, 2026, with Bitcoin and Ethereum contributing the largest share.
XRP Price Action
Recently, XRP, along with the broader cryptocurrency market, experienced a brief uptrend. Bitcoin surged past $90,000, and Ethereum crossed the $3000 level. CoinMarketCap data shows that XRP rallied above $2 and reclaimed its position as the fourth-largest cryptocurrency in the market.
Analysts have pointed to strong institutional inflows and regulatory clarity as factors that would propel XRP to new highs in 2026. If XRP funds replicate their 2025 success in 2026 or even surpass it, the token’s price could see a possible uptick.
Temitope Olajide
