A prominent crypto CEO, Jake Claver, has sparked fresh debate in the XRP community after warning that merely holding the token is insufficient to achieve financial freedom.
According to the executive, investors who expect XRP to “change their lives” without a defined strategy could end up disappointed, even if the asset performs well in the coming years.
CEO’s Message: Strategy Matters More Than Hype
In a recent X post, Claver bluntly addressed XRP holders, stating that holding without a solid plan cannot lead to financial freedom. According to him, several crypto holders still miss this point and fail to create a solid exit plan; thus, he warns XRP holders to have a solid strategy to avoid panic selling when emotions take over.
Claver added that XRP’s price action won’t change the lives of those who panic-sell, and this lack of preparedness will cause many to miss a once-in-a-lifetime opportunity.
Meanwhile, many crypto community members on X reacted positively to Claver’s warning, with some even reiterating that, without a plan, a holder is left as a sitting duck, watching the numbers and hoping to know when to act. However, some reacted skeptically, showing mixed feelings about the crypto CEO’s remarks.
XRP’s Role in the Evolving Crypto Market
Meanwhile, XRP remains one of the most widely discussed digital assets due to its unique positioning in the payments sector. Ripple’s focus on working with banks, payment providers, and governments sets the cross-border payment coin apart from many purely speculative tokens.
Supporters argue that real-world utility and increased institutional interest through ETFs could eventually drive sustained demand.
However, critics note that broader market conditions often outweigh individual fundamentals. Liquidity cycles, Bitcoin dominance, and macroeconomic trends, including the recent BoJ’s 30-year high rate increase, can all influence its trajectory.
XRP Price Action and 2026 Predictions
From a price perspective, XRP has shown resilience during recent market consolidations, holding key support zones while attempting to reclaim higher ranges. With the recent uptrend in the market, the token has broken past the $2 mark and reclaimed its position as the fourth-largest cryptocurrency in the crypto market.
According to CoinMarketCap data, the XRPL native token is currently trading around $2.13, up 1.85% over the past 24 hours.
Meanwhile, XRP’s path for 2026 hints at a bullish comeback, as Standard Chartered analyst Geoffrey Kendrick predicts the token will surge to $8 sometime this year.
Temitope Olajide
