Gemini, a New York-based cryptocurrency exchange, recently highlighted XRP’s remarkable performance over the past five years. According to Gemini, a $1,000 investment in XRP made in September 2020 would have grown to an impressive $10,700 by September 25, 2025, representing a more than tenfold increase.
Based on the exchange’s estimate as of September 25, 2025, at 15:00 (UTC), one XRP was worth $2.84. Meanwhile, the price stood at $0.265 when the $1,000 investment was made in September 2020. For context, committing $1,000 into XRP at the $0.265 would have secured roughly 3,767 tokens.
Interestingly, XRP’s impressive five-year performance transformed a $1,000 investment into $10,700 as of September 25, 2025. At its July 2025 peak of $3.65, that same investment would have reached approximately $13,750.
XRP Outperforms LINK and Litecoin
While XRP delivered strong returns for early investors, Gemini’s data showcased an unimpressive picture for Chainlink (LINK) and Litecoin (LTC). The data highlighted that a $1,000 investment in LINK five years ago (September 2020) was worth about $1,940 as of the time of the post.
For Litecoin, Gemini’s estimate was even more conservative, suggesting a $1,000 investment would be worth just $1,260. However, data from CoinMarketCap tells a different story. Notably, LTC traded near $42 in September 2020 and stood around $103 at the time of Gemini’s post.
This means that the same investment was actually worth $2,450. While this still lags behind XRP’s growth, it is significantly higher than Gemini’s initial figure.
Over the past five years, XRP outperformed both Ethereum and Bitcoin, yielding $10,700 from a $1,000 investment, compared to $10,104 for ETH and $9,310 for BTC. However, it trailed Dogecoin (DOGE), which skyrocketed a $1,000 investment to $85,000 over the same period..
Resilience Despite SEC Battle
XRP’s growth is particularly notable given the regulatory challenges it has faced. Legal expert Bill Morgan pointed out that much of XRP’s tenfold increase occurred while Ripple was embroiled in a nearly five-year lawsuit between the U.S. SEC and Ripple. Filed in December 2020, the case concluded only last month.
Despite the prolonged legal battle, XRP has continued to perform strongly. Over the past year, it has surged 373%, with a year-to-date gain of 32.9%. However, recent market conditions have pressured the token, resulting in a 7.78% monthly loss and an 8.84% decline this week, which has brought its price down to around $2.76.
Evans Kelvin
